Monday 5 December 2016

Game of thrones season 7



One of the most popular shows on HBO is but of course The Game of Thrones. Even after the 6th season the popularity of the show is only increasing and fans just cannot wait to know more about the 7th season of this fantasy drama series. If you too are a diehard fan of this series, then here is sneak peak about the next season.

Any news on the premier date?

Yes, there is a buzz about the release date. The seventh season of the well-liked HBO series is expected to premier in mid 2017. The show is going to be delayed as compared to the other seasons because the production of the series started late. The series is expected to be a mix of the original content and will also feature material from upcoming sixth and seventh novels The Winds of Winter and A Dream of Spring. All seasons have had 10 episodes, but this season will have only 7 episodes.

Any footage available about the 7th season?

Well, we can understand your excitement, but so far no official footage has been released by the channel about the new season. Though there are a few pictures which have leaked from the sets. These pictures show the popular characters of the show Dany and Jon. So we can expect that the current storyline will continue, but for the footage, fans will have to just have a little more patience.

So will the fun series continue for a long time?

The 7th season has already been announced and the contract of the star cast has also been renewed. So yes, Game of thrones will continue to entertain the audiences in 2017. According to the statements released by the channel and the production team of the show one can expect the 8th series as well. After that, the show might wind up. But yes at least next year is not going to be boring as the 7th season is definitely round the corner.

6th season indicates that the show might soon go off the air:

According to the storyline of the 6th season it looks like the end is nearby. There is already lots of clarity on Jon Snow’s parentage. High Sparrow, Margaery Tyrell, Loras Tyrell, Mace Tyrell are no more and Jaime Lannister returned, only to find his beloved and sister take the Iron throne. The sand snakes are plotting. “The winds of winter” was an absolutely fantastic episode. The 6th season has made it clear that the next season is going to eventful and superb and filled with lots of excitement.
The filming of the next season has begun in August 2016 and the teaser was out way back in April 2016. So all those fans out there get ready for an absolutely fun summer! There is going to be a slight delay in the release but the wait will definitely be worth it. Gear up for this favourite HBO series which will surely leave you asking for more fun and more drama. This will surely be a memorable season.

Wednesday 9 November 2016

Don't Compromise with Family's Future


Your world revolves around your family. All the hard work and all the money that you strive to earn is for them. You want to give them the best in the world, no matter how much you have to struggle for the same. If you are the one who deeply loves your family, then it is of utmost importance that you ensure that your loved ones have a secured future. One of the best ways to do this is through life insurance.
  1. Opt for a good life insurance plan:

    If you truly care for the financial security of your family, then you must opt for a good life insurance plan. This will make sure that your love ones live with the same lifestyle and with dignity, even if something happens to you and the financial resources dry up. Speak to your insurance company or agent and check for the different plans and select the one which will give you and your family long term benefits.
  2. The life cover advantage:

    When you opt for the right life insurance policy, you get the advantage of life cover. Please note that this is the most important benefit of an insurance policy. If an unfortunate event occurs during the term of the policy, then the nominee gets a certain amount from the insurance company which can be very important for the nominee. But make sure that you invest the right amount so that the amount received by your loved ones is enough to take care of their needs in your absence. Ideally opt for a cover which is almost ten times as compared to your annual income.
  3. Good savings option:

    Life insurance is also a good way of saving for your future. It will help you live life on your terms post your retirement. You can also make use of insurance for saving for your child’s future like education and marriage of your children. Therefore life insurance will make your life in your old age simpler and better.
  4. Check the premium:

    One of the important things that you need to focus when you are planning to buy an insurance policy is the premium. Make sure that the plan you select is such that you and your family get good returns and at the same time the policy has affordable premiums which will make your life very easy.
  5. The tax advantage:

    One of the most important benefits of investing in life insurance policy is that you get the tax benefits. Thus, you get dual advantage. You and your family will get good returns and it will secure the future of your family and at the same time you save on the tax amount.
  6. If you truly love your family and are the only financial support that your family has then it is important that you take concrete steps to secure their future. Remember that life is full of uncertainties. If you want your family to lead a good life even, if something unexpected happens to you, then invest in a good life insurance policy today and secure your family’s future.

Tuesday 27 September 2016

Kerala Tourism with Special Offers for Customers


Kerala is a gateway to unmatched beauty when compared to other spots. The place provides an enchanting experience with attractive landscapes, stupefying mounds, brain drifting backwaters, wildlife parks and sanctuaries, tea wood lets along with its supreme and dazzling sun-kissed beaches.

Kerala Tourism Package – Fresh at Fantastic Strides

Along with hosts of holidaymakers and travelers traveling to Kerala for spending holidays, Kerala tourism package remains fresh at fantastic strides. Kerala tourism is besides redefined as:
  • Kerala Backwater Tourism
  • Kerala Beach Tourism
  • Kerala Health Tourism
  • Kerala Civilization Tourism and much more

The Kerala Civilization – Highly Contemplating

As per historians, the culture of Kerala is a bend of numerous cultures, various practices, traditions and notions. A mixture of performing arts such as Koodiyattom, Kathakali, Kerala natanam, Mihiniyattam and numerous art public presentations are extraordinary to tourist season in Kerala.
The Kerala Civilization is highly contemplated in its fetes, literature, pilgrimages, music, custom, traditional public presentations, cuisine and rehearses. Variety and uniqueness in association with Kerala home stays can be experienced by remaining present during Onam. During this particular festival, a horde of jazzy sports, cultural rite and plans are organized.
This festival is a complete reflection of the valuable Kerelian culture. Kerala tourism honeymoon packages are among the first choices for every newlywed couple. The natural grace and beauty of the place attracts people from all around the world. If anybody desires to enjoy the greenery of Earth, he is most welcome to visit Kerala.

Kerala Food – Highly Peculiar

The Kerala food is peculiar which well extends some of the richest tastes of the world. Keralites are known as gastronomes with a few differences. The culinary art is commonly known for good taste along with yummy and redolent flavor. Usage of coconut is an entire section of the cuisine. It is used either in sliced and grated form.

Monday 26 September 2016

Sewer Lining Repair: Its A Must Do Job


Problems with drains in the house or unexpected stains showing on and around the basis can all be symptoms of prospective sewer line repairs in the offing. These can quickly turn into a costly challenge and unless something is done as soon as possible, it has the risk of seriously undermining the ability of the house to function. Whether there is a pre-existing septic system or whether the house is set up to the public sewage system, confirming symptoms of trouble to professional plumber can prevent a major house repair catastrophe in the future.

What Causes Sewer Range Damage?

Most sewer line repairs will have their real cause in obstruction of the collections themselves. The first intuition of house owners when they come across a slow moving strain is to add a lot of severe substance into the collections to open up or eliminate the block. While that might be a temporary fix, at one time they could be causing more harm with the harmful substances themselves. In older homes especially, older pipe joints made of clay-based or permeable materials can be eaten away by the harmful substances within strain cleaning solutions and cause the pipe joints to break down.

Cleaning Sewer Line Is A Necessity

Main sewer line cleaning can become absolutely essential for various reasons. The first and most obvious, purpose sewage pipe joints need cleaning is due to the age and the unavoidable destruction of the pipe joints. The pipe joints may need to be changed. However, they are designed and set up to last for several decades, so something else may be the cause. One other purpose your sewage may be secured is because of the attack of old shrub or plant origins. They may have only recently joined your line, but more often than not they have been growing through a violation in your sewage for quite a very long time.
Sewer cleaning won't just include the use of a simple strain reptile auger, but often means the use of high-pressure water jetting systems, which need professionals who know what they're doing.
Your house's main sewage is vulnerable to being blocked by oil accumulation eventually, and the only efficient way to get rid of these levels of oil is with underhand flying. These flying techniques are very costly and need training, and the average plumber simply does not have them on hand.
When trying to find the best organization to clean your sewers start with the online and write down businesses who promise jetting services. Contact and ask if they provide reports on work conducted, and how much they charge for a flying service. You'll get the Main sewer line cleaning you need without having to affect your landscape and you won't have to fix your garden as you would with many traditional sewer line repairs.

Saturday 24 September 2016

Online Dating: Fun That Captivate People


The internet has influenced our lives to a great extent. We can now order movie tickets, order food, book flights, order a product in just few mouse clicks. The internet has established communication channels between people across the globe. In the past, people had to visit pubs, go to social gatherings to meet someone. Hey, but today the only thing that they need to do is to go online!

Online Dating Service

Social media allows individuals to find a partner. You may even go one step further and join an online dating site. Well, which option to take, it depends on what they you are looking for. The internet has made inroads into personal relationships. The online dating facilities are available to people of all genders,ages and nationalities. The service may be used for casual or long term relationships and even marriage.

Online dating sites

Understanding that friendship and dating is quite important for both men and women; there are online dating sites to ease your job. You simply need to sign up with a reputed portal, upload your pictures and profile, mention your preferences and dislikes and search looking for a partner willing to mingle. You may choose to look for new friends or for a soul mate. The sites however, do not guarantee if you would get the most perfect person from the online dating sites. It doesn’t matter where you live, all that matters is you have a laptop/desktop or smartphone and an internet connection. Dating is not only excitement, but also an attractive part of every individual’s life. A quick online surfing would give you a list of dating sites.

Online Dating Sites: Advantages

By joining a dating site, you can find an interesting partner for yourself. Wondering why you would need online dating to meet singles looking to mingle? Well, the basic reason about online dating sites is that the Registration is free. You may create profile quickly and search for singles compatible enough for you. Secondly, if you don’t have enough time to socialize, it would be difficult for you to decide whom to date. With tight schedule throughout the day dating is nowhere on our mind. Online dating sites are said to be the best ways to meet your Mr. or Ms. Perfect! Well, it is difficult to trust people unless there is a chance to interact with him/her for a long period of time. When you meet someone via an online dating website, the first thing that you do is carry out a Live Video Chat with him/her at least for a few days before you decide to meet in-person. You may carry out chatting for a period and then decide who is good enough to date. Last, but not the least, you can’t expect someone to drop into your house and help you fall in love with him or her; you need a platform.

Drawbacks of online dating:

  • People may provide false pictures and fake identities
  • The information provided may be incorrect
Thousands of men and women all over the globe are using dating sites to find true love. Connect with beautiful and intelligent people from the comfort of your home. Happy Dating!

Friday 23 September 2016

The damaging effects of traditional way of parenting


Well, most parents feel that traditional way of scolding and punishing kids is best. Hey, if you are one of them, then think again. These long-established methods can have a damaging outcome on the young minds.

Traditional form of parenting

Each time your child behave badly or acts stubborn, you as a parent; treat your child to “reward punishment”. In this process, you threaten your child to carry off something that he or she likes. Some parents as an alternative of yelling choose to bribe their children. Nonetheless, parents must be aware of the fact that this conventional form of parenting can have severe damaging effects child’s psyche.

The harmful result of traditional parenting

Children do not build up a bonding with their parents
When parents are persistent, yelling and punishing their children to regulate they are in reality, creating a wall between them and their children. Tender minds of kids feel repulsive and move back from their parents. That touching bond and attachment that is needed in a parent-child relationship fail to develop.

Psychological problems

Children raised in an atmosphere where reward punishment is dominant, have psychological problems when they grow up. They are incapable to control stress and have a propensity to be apprehensive. Their self-confidence level also gets affected. There is a fair chance that these kids may even go into hopelessness.
Adults with a negative outlook
If your child grows up in the shadow of fright and panic, then he or she may grow up with a negative mind-set. In most unpleasant cases, they may even choose criminal activities and can turn out to be injurious citizens of the society.

The way out

Making children disciplined is essential, but there needs to be a change in the outlook. If as a parent, you are unable to keep control on your annoyance or irritation, and then just keep yourself out of the situation for some time. Sense the root due to which your child is behaving in a particular way. Try to address the source. Speak to your child in a strict but considerate way. Make him or her understand that his or her activities are out of place. Simultaneously you need to ensure that you are not too tolerant as then your children may take you for granted. Endurance and striking a right balance between firmness and compassion is the key.
For the overall positive development of children, it is imperative for parents to evade the habitual ways of parenting. Manage children compassionately. Happy parenting!

Wednesday 21 September 2016

Exercises to prevent knee pain


All of us are familiar with pain in the knees or joint position. The reason for the pain might differentiate based on which part of the knee is inflamed, like cartilage, knee cap, the ligaments or other parts. The joint pain can be caused by injuries or for torn ligament, a fracture in the knee in which pain may seem unbearable and you need treatments from the experts.
However, if you are suffering from mild as well as non-severe ache then you can get rid of it by following some exercises and natural remedies. Researchers have found that home remedies and exercises play an important role to reduce pain, swelling and inflammation.

Causes of Knee Pain:

  • Gout
  • Rupture ligament
  • Knee bursitis
  • Torn cartilage
  • Anterior cruciate ligament
  • Patellar tendonitis
  • Torn meniscus
  • Osteoarthritis
  • Aging
  • Iliotibial band syndrome
  • Knee cartilage
  • Dislocated kneecap
  • Bone degeneration
  • Rheumatoid arthritis
  • Septic arthritis
  • Using drugs like diuretics, steroids
  • Soccer’s, athletes

The signs as well as symptoms of Knee Pain:

  • Weakness
  • Stiffness
  • Swelling
  • Redness
  • Fever
  • Not able to straightening knee
  • Problem to fix and extend the knee
  • Problem to bear weight on the knee

8 Moves for Removing Knee Pain:

  1. Hamstring Stretch
    • This move is appropriate for strain as well as cramp related pain in the knee
    • Take a towel and cover it like a circle in the affected leg
    • Then take a blanket for pulling your leg as well as supporting it while it is lifted
    • For near about 25 seconds extend the leg
    • In order to provide balance do it on the other leg also
    Repeat it for at least six times for each leg
  2. Wall Calf Stretch
  3. Generally, during the stretching effects, the calf muscles are neglected. If you carry high weight for workouts or pass a great while of time on the feet, calf stretches are very common. Calves at any time can be exceedingly tight from the impact and you need to stretch it in order to reduce the pain. Otherwise, it may travel up in the knee.
    • You need a wall against which you can lean
    • After facing the wall, you need to bend the right foot and then placed the heel where upright surface meets the floor
    • Your toes need to be elevated, though the heel must be on the floor
    • Keep the heel on the floor and straight the leg as much as you can, bend near the front leg as well as clamp the stretch at the deepest point
    • Then you need to bend for five to six seconds before releasing
    • You need to keep repeating it with the left leg
    If you feel the tightness then you can repeat it for ten to fifteen times for each leg
  4. Half-Kneel Hip as well as Quad Stretch
  5. This move will make you feel amazing and work in a good way for your quad muscles and hip.
    • Put a towel or mat on the floor, kneel down on one knee and another foot place in a flat manner in front of you over the ground
    • With the help of both legs make 90-degree angle
    • Stretch the front hip downward and bend forward to the front leg
    • Try to grab the ankle of the leg and then draw it toward the rear and then stretch the hip down your front leg
    • Based on the level of tightness, keep repeating it for ten to fifteen times
  6. Pillow squeeze
    • It is an exercise for strengthening the muscles of the legs and for supporting the knees
    • With the help of the knees bent, try to stretch out straight
    • Put a pillow between the knees and then squeeze the knees together
    • Keep it for five to ten seconds and then do it again
    Repeat it at least for ten times
  7. Calf smash along with Lacrosse Ball
  8. This exercise helps you to remove the pain both from your hamstring and calf
    • First, sit on the ground and then pull the right foot near the butt
    • Keep the knee bent
    • Take a message ball below the right knee and then keep sandwiching it between the calf as well as hamstring
    • Pull the chin near you and create the “compression force”
    • In order to create space in the joint side keep rotating the foot in the circular movement
    You need to keep repeating it until you feel relaxed from the tightness, after that you can switch to another leg.
  9. Raising Heel
    • This move will help to get rid of knee pain as well as strengthen the muscles
    • Take a chair and stand back of it for support
    • Then raise your heels simultaneously from the ground and then hold it for five to ten seconds
    At the end, lower your heels very slowly on the ground and repeating it for twenty times
  10. Quad Foam Roller Stretch
    • Take a foam roller and lie face down under your quad and right leg
    • Try to put your body weight on the leg and then roll it gradually. Roll the leg up and down and at the same time, roll it from one side to another one. Focus will be given in the tighter spots of the muscles
    • Switch the leg
    • Continue the rolling unless you feel relieved in the leg
    If you find that it is difficult then also you need to do it at least for five minute
  11. Sit to Stand
    • In order to stand easier, you can practice the exercise. Furthermore, it helps to accept pressure and prevent strain
    • Take two pillows, place it on the chair and then place on it
    • Straight your back and put the feet in a flat way upon the ground
    • Then exert the pressure on the calves, not on the knees and then stand up in a straight manner
    • Slowly sit back on the chair. However, keep in mind that while you would sit back or stand on the chair, you should keep it mind that the bent is not moved from the toes

Message therapy for pain in knee

Heat therapy, as well as a message, is beneficial to overcome knee injuries. It helps to make your knee flexible and strong. In now a day, there are various ayurvedic herbal oils in the market. You can apply them, but at the same way you need to use heat bag. The significance of the yoga or exercise increases while it is practiced after the massage treatment and heat. Steam bath, as well as sunbathe, is also helpful to strengthen your joints and knees.

Exercises for Knee

  • Rotating the knees clockwise as well as anti-clockwise
  • Lying on the back moving the toes inward as well as outward
  • Bending the knees and dragging the heels to and fro
  • March pastas army men
  • Drill exercise of static quadriceps
  • Dangling exercise
  • Static dangling exercise
  • Quadriceps drill exercise

Natural home remedies for pain in knee

  • Compressing cold for relieving knee pain
  • It is effective for reducing inflammation. While you compress cold, the blood flow will be reduced and it will reduce the swelling and provide you instant relief. You can take a towel and wrap ice cubes in it and then apply on the knee. If still, the pain is persistent, you can alternatively apply hot and cold water.
  • Epsom salt to reduce knee pain
  • Magnesium sulfate is there in Epsom salt and it has the capability to reduce pain. It also works on the pain that is related to injury, strain, cramps and arthritis. Fill the bathtub with warm water and then add two cup Epsom salt in it and mix it. Soak the bath for twenty to thirty minutes.
  • Dandelion tea for reducing knee pain
  • Dandelion tea plays an important role to reduce inflammation, reduce pain and repair injured tissues. The tea contains the fatty acid that helps to fight against swelling. Take 3 teaspoons of the tea and brew in the cup of boiling water. Drink it daily, you can add honey to it to reduce the bitterness.
  • Apple cider vinegar to get rid of pain
  • It can be used for everything, from hair loss in arthritis and stomach ulcer. In addition, you can use it for your pets and kitchen tiles. Apple cider vinegar has antiseptic and anti-inflammatory properties and for this, it helps to relieve pain. If you consume it orally every day, it will reduce the chance of various diseases and fight against inflammation as well. In a cup of warm water, mix two tablespoons of Apple cider vinegar and drink it daily.
  • Cayenne pepper to remove knee pain
  • Generally, women are aware of this remedy. It is because Cayenne pepper contains capsaicin, which is a pain reliever. While you apply it, you will instantly get relieve of the pain. You can mix a tablespoon of cayenne pepper with two tablespoons of grape seed oil. In place of grapeseed oil, you can use jojoba oil or olive oil. Heat this over the double boiler and apply it on the knee while it is hot. For best result, apply it at least twice daily.

Wednesday 14 September 2016

Everything about Safaris in India

India is among gorgeous nations in South Asia. It has a varied natural appeal which brings in nature travelers, tourists, and enthusiasts throughout the whole world. It enthralls the fans of nature with its generous nature appeal in form of, ocean, wildlife sanctuaries, mountains, desert, parks, and forests.

A safari is the most outstanding way to find a place or the up and down track, whether you remain in a desert, a forest, on the far fling roadways or a barren system. If we talk specifically about safaris, you may found India talented with some of the exceptional and frustrating wild sites which are euphoria and a pleasure. There is no remarkable option to stay in a desert than on the back of a camel or check out a jungle and view unusual animals in a jeep safari.

Safaris that are available

There are different kinds of safaris offered and among the most regular safaris are the Jeep safari, Lion safari, Elephant safari and the Camel safari. While some fresh options offered for the safaris are the jungle safari, horse safari, desert safari, and Bird safari.

  1. Elephant Safari

    An attractive and appealing way of having the most frustrating and spectacular experiences while being on an elephant is the elephant safari. The wildlife parks in India with their thick plants can be found without problem on the back of an elephant. A few of the parks in India offering the arrangement of an elephant safari are the Manas Tiger Reserve and Corbett Kaziranga National forest in Assam, Bandhavgarh National forest.
  2. Camel Safari

    Riding a camel is a popular and interesting way to check out the desert while avoiding its mirages. It is the preeminent way to go through the small towns of Rajasthan. Traveling through the center of a few of the chief camel safari locations in India are Sariska Wildlife Sanctuary and Bharatpur Wildlife Sanctuary in Rajasthan and the Wild Sanctuary in the Gujarat state.
  3. Lion Safari

    It is a thrilling, terrific and amazing trip on the back of an elephant or in a jeep traveling through the roundabout jungle roadways with great deals of worry up your spinal column and bearing in mind the wildest and the strongest king of monsters i.e. the Indian lion. It is the critical way to see and take the photos of tigers and lions in their natural surroundings.

Friday 19 August 2016

Is It Right to Switch Your Home Loan As Banks Cut Rates?


The Reserve Bank of India often slashes its repo or lending rate by certain base points. This makes it possible for the commercial banks in India to lend at cheaper interest rates. This has an effect on consumers who have availed a loan.


It could turn out particularly advantageous if you've been paying a higher interest rate. You can switch to lenders offering the same loans at a cut rate, simply by asking for a Home Loan transfer (Balance Transfer).


Realize the ways in which you can use this rate cut to enhance benefits on your existing Home Loan.


What is a Repo Rate?

The rate at which the RBI lends money to banks for a short period is referred to as a repo rate. The RBI when wants to make it costly for banks to borrow money, it raises the repo rate. On the other hand, while The RBI wants to make it inexpensive for banks to borrow money, cuts the repo rate.

How Do I Make a Switch?

Most banks start reducing their interest rates on lending with a cut in the repo rate and hence, the first step for you would be to approach your own bank (existing financer) and bargain for a lower interest rate on the amount that you have borrowed. If the financer agrees and lowers your interest rate from (say) 11 % per annum to 10.25% per annum, the savings you enjoy would be much higher if compared to what you pay at the present. Nevertheless, if the negotiation does not work, you can get in touch with a new lender offering a lower rate. By this, you may boost up your savings in the coming years. Making a switch would also guarantee that the amount you pay in the form of Equated Monthly Instalment (EMI) on your Home Loan also gets reduced.

You can apply for Balance Transfer (Home Loan transfer), a process by means of which the balance of your Home Loan will be transferred to the new lending bank.


The essential thing to keep in mind here is that a switch is not required just because the interest rates have lowered. You need to consider; by now, how much you've spent towards your existing loan. If you just availed a loan, it is better to make a switch at the initial stage. This way, it is easier for you to achieve any every benefit that may arise because of rate cuts. No matter how little you can bank through a switch, it is surely s a good idea to execute for your long-term savings goals.


What Do I Keep in Mind Before Making a Switch?

Did you decide to switch your Home Loan? Well, it is imperative to scrutinize the cost and effects of the lowered interest rate on you as a consumer. If your bank is prepared to settle on a lower interest rate, you can stick with your existing financer. In such a case, you have to consider the amount you have invested in the Home Loan. This would necessitate you to compute the overall benefit that you may be achieving. For example: if you have taken a loan of Rs.50,0000 on an interest rate of 11.50%, but bargain the same interest rate down to 10.25%, you can actually save over some lakhs.

It too makes a difference if you confirm with the bank ahead of time about the interest rates difference offered to men and women. Many banks offer a female-friendly plan. In such a situation, a shift may not be required whatsoever.


Conversely, if your present bank does not cut the rates, and you find yourself paying a higher interest rate and you suppose that better opportunities exist, then you are recommended to go for a switch. The final initiative is to use the decreasing interest rates and enjoy savings.


Key Points to Remember Before Finalising Home Loan Transfer

  • Calculate and analyse the cost benefits and try to negotiate the interest rate with your existing bank for the term of the loan
  • If your existing scheme offers you a better long term saving plan, continue with it
  • The sooner you can transfer the home loan, the better the opportunities are to bank more money
  • Do your study well and evaluate your savings

Home Loan Transfer: Is it Helpful?

As Home Loans normally involve a large sum of money, reaping advantages of rate cuts seems a good break. With the interest rates reduced, there are great chances to either reduce the EMI or the tenure of the loan. A Home Loan switch would be advantageous if you still have a long term to go, rather than when most of the period is serviced. It is like applying for a new loan all over again, consequently, you will have to consider all the aspects before initiating a switch.

Well, negotiating for a lower rate is a definite way to earn benefits over a long period of time. The rate cuts may also help you to re-evaluate your saving capacity, and help you realize how much you are truly investing on your Home Loan.
Enjoy maximum benefits!


Thursday 18 August 2016

Transform Your Dreams Into Reality with Ultra Modern Apartment


The expectations that today’s young generation has from an apartment is not limited to just having four walls and a roof. They want the property that they buy to be excellent in all aspects. Here are some factors that the buyer today expects from a residential project.
 

1. The size of the apartment:

While opting for the size of the apartment one will surely take into consideration factors like budget and the size of the family. Obviously, people want spacious apartments at affordable rates. Usually, home seekers with an average family size will opt for around 1000 sq ft carpet area.


2. Closer to nature:

With the problem of pollution increasing, day by day people looks out for properties that have ample greenery around it.  Buyers normally opt for complexes which are spread on large acres of land. There should be plenty of open space and lots of trees around it so that people can have fresh air to breathe. People also want their homes to be away from the noise pollution. The location of the project has to be such that there are no sounds of cars honking but only soothing sounds of birds chirping. The project must offer peace of mind and serenity to the buyer.


3. Good connectivity:

Though buyers today want their homes to be nestled in the heart of nature at the same time they want the project to be well connected with the city. The important parts of the city need to be accessible easily. There has to be a good provision of public transport like rails, buses, metros, taxis etc. Hospitals, schools, colleges, banks, marketplace etc need to be close by. People are giving preferences to those huge residential projects which have these basic facilities within the complex itself.


4. Construction quality:

Buyers today will not compromise with the quality of the construction. Good quality material is a must. The design of the building has to be seismic resistant. The flats must get plenty of sunlight and must have proper ventilation. All the plumbing and electrical fittings have to be branded and of superior quality.


5. Amenities in the apartment:

People will not just settle for a flat with doors and windows. They want the best amenities. The bathroom must have branded fittings. Some builders offer special amenities like a modular kitchen, provision of RO water purifier, air-conditioners etc. The high-end apartments have more to offer like smart lighting which can be controlled remotely through your smart phone. Generator back-up, superior quality paints and tiles, video door phone, dry balcony etc are mandatory amenities which have to be made available by the builder by default.


6. External amenities:

An ultra modern apartment has to have the best external amenities. Clubhouse, garden, jogging track, kids play area, swimming pool, temple and sitting area for senior citizens, community hall, facilities of indoor games etc are a part of the external amenities that a housing project is expected to provide. High-speed elevators, ample parking space, provision of CCTV cameras and proper security arrangements are also an essential part of the amenities. Provision of fire extinguisher, fire alarm, two staircases etc is also essential for the security of the residents. In addition to these amenities, these days lots of importance is being given to the concept of water harvesting. This is a good sign especially with the problem of water shortage being rampant in several parts of the country.

People these days dream of an apartment which is well-connected and is located away from the hustle-bustle of modern life. A spacious apartment with good ventilation and ample sunlight is a must for most buyers. The project has to have superb modern designing and outstanding construction quality. The project must have all the required internal and external amenities and proper arrangements of security. Ultra modern projects which fulfil all these requirements qualify as dream homes for most buyers.

Things You Should Know About Real Estate Agents


The business of real estate is growing with leaps with more people getting involved in the buying and the selling process. Though people often feel negativity while dealing with one of those, yet there are businessmen doing business truthfully and following etiquettes.  However, you need to be aware of the frauds to invest your money in the right place. No matter the cons that exist in the real estate market, there are some who do business earnestly and try to help people. The benefits that they give cannot be overlooked and taken for granted. Hence, before dealing with them, you should be aware of the agents.

You have to select the best real estate agent for your property so that you get the maximum amount that can be paid for the property. You can even save money from advertising and list your property to listing agents. All you can do is research before stepping into the risky affair.


Who is a real estate agent?

A professional who acts as a mediator between sellers and buyers of property and tries to find sellers who wish to sell and buyers who wish to buy; is a real estate broker or real estate agent.

What does a Real Estate Agent do?

Real estate agents are well-informed about the local laws on the buying and selling of property. They are familiar with trends within the local property.

How to work with the real estate agents?

The agents usually work as a single entity or under any organisation. After being contacted, they display the details through personal websites or organisational websites respectively. The real estate agent also contacts the listing agents and tries to get the best offer for the property.

It should be remembered that the estate agents work on commission and very few of them have a fixed remuneration. Hence, once the deal is set, they might charge their commission or their fees according to the deal finalised. They make a quality deal with the best profit.

How do the real estate agents stand by you?

The most significant benefit that you would earn hiring real estate agents is a handsome amount for your beautiful property. In India, the real estate business is soaring high with the increasing buying and selling of house and properties. They with the help of their experience, get the best customers to deal with.

Keeping in mind the Indian culture, they also post advertisements in an attractive manner through magazines, hoardings and different sites. Your agent might contact with other fellow agents and find a suitable customer for the property.  They would be by side until the time they find you a suitable customer.


The agents would advise you on every matter related to the selling of the house or buying of the house. The estate agents do not even charge a single penny for the extra marketing that they do for attracting the best customer. They act as the representative to those who are interested in your property.


How are the services of the real estate agents beneficial for you?

The real estate agents are professionals and know best to make the most money. They apply their experience on the current case and give you all the suggestions that you need to follow. They have basic ethics on which they work giving you the best possible security in such matters.

Their negotiation skills are better than any layman. They know what to say and how to say to make the most out of the situation within a short span of time. They make counter offers with the customers to give the best price to the seller.

 
Since these people have a great network, they can arrange for the best customer that you could have otherwise. They use their tried and tested network of communication to find a suitable buyer for the property. They deal with the potential customers who can give the best price for the land.


Each agent has their own marketing plan and works according to it. They make a valuation of the property and then move on to fix the amount. Overpriced houses cannot be sold and low priced houses are a bad reputation for their career.


However, enjoying all the facilities would be possible only if the right agent is chosen. While selecting an agent, the professional background must be checked. The dealings that were made in the past should be checked thoroughly. Information about the agent should be taken from the clients with whom they have worked before. Preventives must be taken as there are frauds waiting for opportunities to rob money from innocent people. A little safety investigation can get you the best results.

Tuesday 16 August 2016

Buying In A Spacious Township, Executing Individual’s Buying Needs


The business of real estate is quite glamorous and dynamic. Organisations come up with innovative designs to shape new buildings and meet the demands of the common people who are in search of excellent residencies with best facilities. The estate owners have become quite clever with their choice of facilities offering to the customers of their apartments.


With the advent of modernism, time has become one of the main constraints to build a super home for oneself. Busy with the daily work, the rat-runners are left with very less time to invest in home search. In the time of technological advancement, a solution to every problem is available with excellent accessibility.


Though there has been a controversy over internet-boon or curse, the rat-runners blindly confess to the advantages that they enjoy because of the internet service. The owners declare the availability of the apartments on the internet and the home searchers get their dream home. There are certain requirements which the buyers keep in mind when they desire to buy their dream home.


  • Budget is an important factor for most of the people who are in search for their dream homes. Most of the people find it difficult to maintain their lifestyle. In such a case, the buyers try to buy best available homes at the cheapest price. The owners of the spacious townships built apartments in such a manner that they can be possessed by all the people with best available facilities. They try to build apartments in areas which are spacious and covered with greenery. Even if the areas are not covered with greenery, they try to plant trees and make the surrounding of the area green. They also provide facilities like gyms, club, indoor auditorium and many others. When they buyers get all the facilities at a minimal price they are ready to invest in the apartments and live with their families happily.
  • Secondly, the locality of the residential building is important for the buyers. When people set out to find their homes, they usually look for apartments which are closer to the basic facilities that an individual needs. Families with children would search for homes which are near to schools and colleges. This would help them to reach the designed areas within time. Along with the facility of schools and colleges, the people are in need of good communication system from the locality of the area. If would be excellent if the areas have bus communication to important places within the city.People also search for apartments which are near to hospitals so that they can seek the help of the doctors at any hour of the day without facing the strenuous traffic. 
  • The legality of the building is the foremost thing which is subject to refer at the time of buying a residence in a spacious township. The building should be deemed legalised by the government. It should also be checked whether the building is made in accordance with the laws of the state government. Moreover, the reputation of the builder should be taken into consideration. Reputation would also help in getting a loan from the bank without many problems.
  • Another factor that determines the buyers’ consideration of choosing a flat is the security system of the estate. Proper fire extinguishing facilities should be installed in the big apartments so that any casualty of fire can be combatted. Guards should be posted in entrance and exit gates with proper technological gadgets so that any nuisance might be avoided within the premises of the estate. Cameras should be installed so that any uneven incident can be recorded and sorted for if required.

All of the population want to invest in their best home so that they can live rest of the life in peace. They invest their income on residencies that give the best facility to them. Hence, the estate owners must be conscious of the purchasers’ selection and portray them in their dream projects. 

Practical Vastu Tips for a Happy Home

A happy home is a desire of all, no matter of economic background. All try to maintain the equilibrium of the little mansion that they built. You must have heard of vastu and their importance in maintaining a super cool happy family.

People try to seek vastu tips from specialists to that they can make their homes a joyful one. Those who think that vastu are all superstitions; they should know that the tips have a scientific background too. All are devised after scientifically proven to bring convenience to those lives that live in difficulty.


Vastu, which can be defined as a house, is just a discipline of spacing air, earth, fire, sky and water. Practical vastu tips help people to organise their lives in a proper manner that they desire to do so. This vastu shastra helps an individual or a group of people to live a positive and satisfied life.


It is a tried and tested method which brings happiness in the environment and changes the atmosphere for positive. Behind every tips of Vastu Shastra, there is a scientific explanation that focuses on improving the life of the individuals.  Now, the ready flats where architectural reconstructions are not possible, feasible changes can help in settling the atmosphere calm.


  • If the entrance of your house has an empty wall, placing a picture of lord Ganesh can give better results. This is considered to be one of the best vastu tips for home entrance. The empty wall represents loneliness and placing a picture of a god of fortune can help you to get away from it.
  • If you feel your building has the boring on the wrong side, you can always place a Panchmukhi Hanuman’s picture in the south-west direction. This would yield a positive result to your house as well as individual environment.
  • Searching for inner peace? You can always meditate in the north-east direction. This is one of the best Vastu Tips for homes that can bring in spirituality as well as peace in your home.
  • If you are bad in planning something, you can always place a picture of scenery facing the north-east direction. This would help you to plan properly in the long-term dealings of your life.
  • Depressed of problematic family relations, you can definitely hang a family snapshot facing south-west direction. It must be decorated with golden or yellow frame. This would help in developing positive attitude towards relations with the family members. The bond within the family members can also be developed and made strong by hanging a sunflower’s snap on the wall.
  • You can also develop strong and connecting relation with the social beings if a picture of rising sun is placed on the placed on the east side of the house.
  • One of the best vastu tips for wealth is to place a picture of a galloping horse in red colour in south-west direction. This would help in bringing a continuous flow of cash as well as bring harmony in the social life.
  • Do you want to enjoy marital bliss? There are vastu tips for bedroom where you can develop a strong bond with your wife and enjoy the perfect marital bliss. Place one mattress on the bed and make your wife sleep on your left side.  Also never leave your bedrooms without proper lighting. Use light colour on the walls of the bedrooms so that there is a positive flow of energy in the room and in your relation.
  • There is another tip for your bathroom too. You can place green plants as well as candles in the washrooms so that the negative energy is thrown away from the house.
  • Since the kitchen is the best place of your home; you should maintain a distance between the sink and your gas.
Thus, believing in the shastra would help you to regain your mental peace and satisfaction as well as bring in harmony in the family life. Since it has a scientific explanation, one can try it juts for home decoration.   

Looking for more information on Vastu Tips? Click.

Saturday 6 August 2016

Tips to buy and sell real estate property in India


Any property deal is always something where you need to be cautious. Whether you are buying a property or you are selling the one you need to be careful. Here are some tips for those who are looking at buying a property or selling one in India.

Tips for buying real estate properties in India

  • Proper planning of finances: Buying a property is a very important investment. Normally a real estate investor puts in all his savings to buy a property. Therefore, you need to check out your financial status before making the investment. You need to first see if you have any pending liabilities and also check whether your home loan will get approved. You also need to plan out how you will pay your EMI’s and whether you will be able to manage the miscellaneous expenses like stamp duty and registration, parking area charges etc with your current savings.
  • Buy property as per your needs: You have to be clear why you need the real estate property in India? If you want it for your family then it is not only important to have a big house but also make sure that all the facilities like school, colleges, hospitals, market etc is in close vicinity. If you are a real estate investor who is investing to get better appreciation in the future then decide on the property accordingly. For investment purpose, you can go in for cheap properties in developing areas which will give you better profits in the future when the area is completely developed.
  • The Loan is a crucial factor: Your home loan is a crucial factor. If you are confused between loans with fixed rate of interest and floating rate of interest then remember that always opt for a home loan where the rate of interest will remain constant throughout the term. The CIBIL score factor is crucial for approval of loans. Therefore have a good CIBIL score.
  • Thorough searching of properties: Before you finalise a property make sure that you go through all the possible options. You can get in touch with sellers, developers and brokers for buying property. You can also check out properties online on various property portals.

Tips for selling real estate properties in India:

  • Proper valuation: The first thing that you need to do while selling a real estate property in India is proper valuation of the property that you intend to sell. You yourself can do this or hire professionals for the same. You can also check with property dealers and check out the current rate in the market.
  • Find a buyer: You can place advertisements, list your properties online, check with brokers and find a prospective buyer. If everything goes well and the prospective buyer likes your real estate property then you can complete the remaining formalities.
  • Completion of formalities and legalities: When you have found your buyer get a no objection certificate from your building’s managing committee. Then go in for the completion of all the other formalities like registration etc.
While buying or selling properties make use of these simple but useful tips. This will help you in completing the procedure smoothly without any unwanted hassles.

Thursday 4 August 2016

How to avoid Property Fraud or Real Estate Scams in India?


Real Estate market in India has boomed over the last decade and a half. But with no set of laws in place, property scam has also increased at the same rate. Let’s discuss top 10 real estate scams in India and learn ways to avoid them.

Though investors these days are well informed, real estate scammers do not spare anyone. From rural landlords to the top corporate executives, NRI investors to HNIs everyone has suffered at some point or the other. Although there is no fixed pill that can remove all your concerns, this article is just an attempt to highlight major real estate scams in India.  Some basic information on how you can avoid property fraud.
 

Cautionary steps before investing:

Verify builder's track record

It is natural for any investor to get attracted towards lucrative schemes. But it is important to keep in mind that there is no use of such schemes when the project never sees the light of the day. You are recommended to confirm builder’s past record of delivered projects. This would help you reduce your risk.

Understand Details

There is a popular saying, “The devil is in the details”. While investing in property you must have a comprehensive transparency on documents and transaction details.

In case of an under-construction property:

It is important to ask for the Builder-Buyer Agreement before investing and check all details. Ensure that the builder has taken all the necessary approvals. Invest in a pre-launch project only when you are confident that the builder will get authorization shortly. If not, it is better to wait for sanction. Pay specific attention to understand the delay clauses and make sure that the builder is assuring a reasonable penalty in case of any delays.

For ready-to-move-in property:

Engage a proficient agent to ensure hassle-free transaction.

Verify all property papers to certify the title ownership, that if there is a loan on the property and if property taxes are paid.


Confirm Agreement to Sale and payment terms.


Don’t hurry. Stay away from taking a speedy decision. Complete your due diligence first and then invest only when you are sure that the basic criteria are met.


Ask Questions

If you have any uncertainty, enquire your agent or the marketing team of the developer. For e.g., if the builder says that they get approval, ask for the approved layout or ask for a copy of approval application. This is important if the property is at pre-launch stage. You should not regret afterward for ignoring minor details.

Take Professional Help

In case you do not have the proficiency to carry out due diligence on the property, you are advised to look for professional help from a real estate specialist or a legal counsel. You can save lakhs of rupees that you will incur if your project is delayed or never takes off.

Get Assurances in Writing

Builders assure star and moon in their brochures. On the other hand, if you read the fine print, they will have a disclaimer mentioning that plans, images and amenities are only indicative. The builder will give you oral assurances, even during the construction phase; practically they would have no meaning. Hence, it is essential that you get everything in writing. Ask them to correspond with you only through their official email id or giving in writing on their letterhead.

Choose Bank Approved Projects

Banks carry out their own due diligence before authorising a project. So, investing in a bank approved project can lessen your risk to a great extent.


Look for Personal Recommendations

Ask for personal recommendations from your friends, family members or colleagues about their experience with a particular real estate agent or a particular builder.
 

Final Word

Now that you have a fair idea about all the major types of real estate scams India, hope that you will not hurry in investing. While you may truly come across real great deals in real estate, it is important that you always perform a methodical assessment to keep away from property scam. Sign the booking amount cheque only if the property passes all the investigations. Keep in mind, a little bit of research can save you a whole lot of mental agony and lakhs of rupees. 

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Wednesday 3 August 2016

Should we buy property online?


The concept of buying property online is fast increasing in India. With the population of internet savvy people on an increase, there is an increase in this trend as well. However, there are some of us who may wonder if we should go in for buying property online? Let us check out the process and the pros and cons of buying property online.

The process of buying property online

Listing of properties by brokers and builders on the various property portals is a common thing. Normally a buyer will go through the list on the website and will get in touch with the builder or the property dealers in person to check out the property and finalise the terms and conditions. However, when you buy properties online you are actually making an online purchase just as you would buy other products on an e-commerce website. These properties are listed on an e-commerce website and you can make the purchase from the comfort of home. You have to select the property, add it to the shopping cart and make the online payment of the token amount. Once you get a confirmation about the payment the advertiser will get in touch with you for completion of all the formalities and legalities.

Advantages of buying property online

  • You stand a good chance of earning a huge discount. The reason being the builders and developers offer fat commissions to the property dealers or brokers for booking of their homes. When these developers list their property on an e-commerce portal they save on the commission that needs to be given to the broker. This benefit they pass on to their customers who buy property online. 
  • Besides online buying makes it easy for a person to book a property in Delhi NCR by sitting in his home in Mumbai. 
  • Buyers also get the advantage of multiple options. There are so many properties listed on the e-commerce website. You can compare the different properties online and select the best online property which suits your requirement and budget.

 

Disadvantages of buying property online

  • The booking amount is non-refundable. So in case you do not like the property and want to cancel the deal for any reason, remember that you will not get back the booking amount that you paid online.
  • When you select a property online you are not given any choice for the floor or the flat or the tower in the complex where you would like the property. For this, you need to get in touch with the developer in person. Time and again developers offer those properties which are not getting sold out due to certain drawbacks. Obviously, you cannot find out how a particular property in Delhi NCR looks like by surfing the net.
  • The e-commerce website does not take any liability of the deal and there is no clarity on the approval of the project, loan approvals etc.
We have to understand that this is a fairly new concept that is entering the Indian property market. The Indian property market is already a tricky and difficult place. Therefore, one needs to measure all the pros and cons before buying a property online.

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